FHA Guidelines

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The Housing Department of Urban Development oversees the Federal Housing Administration and FHA guidelines for FHA streamline and home loans. FHA loan guidelines are different than conventional mortgage products.

FHA guidelines are not fico score based like most conforming loans. There is no credit score minimum requirement, because FHA guidelines enable underwriters to consider compensating factors to make up for poor credit scores.

With FHA loans, borrowers can to overcome bad credit scores, significant equity and large down-payments are not FHA requirements. FHA loans are likely your best opportunity to get the best mortgage terms.

FHA streamline guidelines require the borrower currently have a FHA first mortgage lien with a documented twelve payments on time.

We guarantee the lowest FHA mortgage rates for streamline refinancing in the United States.