FHA Loan Programs

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FHA loan programs have become a staple for mortgage professionals offering refinance and home loans to borrowers across the country. FHA loan options are popular because little equity is required, the rates are great and credit guidelines are flexible. The Federal Housing Administration was created in 1934 to offer equal opportunity home loans to Americans in an effort to stimulate homeownership. FHA loan programs have evolved significantly since then with cash out refinancing, down-payment assistance, FHA streamline refinancing and Hope for Homeowners.

FHA loan guidelines are more forgiving than conforming home loans. For example, FHA credit requirements with FHA allow bad credit for many of the FHA loan programs.

FHA loan programs offer purchase, refinance and cash out options. FHA home loans are available up to $729,500 in high cost counties. FHA streamline Refinance guarantees the best FHA mortgage rates for FHA loan products nationwide.