FHA Rates

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Best FHA Rates

Day in and day out, the FHA Streamline Refinance company has the best FHA mortgage rates mortgage in the business for purchase, cash refinancing and streamline refinance loans. FHA rates reached all-time record lows in 2012 and most FHA lenders anticipate the low rate trend in 2013, but the trend definitely points towards higher FHA interest rates this year and next. There is no reason to wait for the mortgage rates to rise. We suggest that you get off the sidelines and get help from a home finance company that specializes in competitive 15 and 30-year FHA rates. If credit guidelines loosen up this year, you can expect FHA mortgage programs to soar in popularity again.

Whether you are considering a 1st time home-buying or seeking foreclosure prevention with Hope for Homeowners, FHA loans are likely your best opportunity to get the best mortgage terms. FHA refinance rates continue to be the best choice for lowering your monthly mortgage payment. Today's 30-year FHA rates are hovering at 3.5% and the 15-year FHA rates have been available between 2.625% and 2.875% for most of the year. Clearly if you can afford the increased payment of a fifteen-year loan then it makes sense financially to commit to the shorter term that rewards borrowers with lower fixed interest rates. We provide a variety of amortization schedules with our home loans.

We offer several hybrid loans with terms such as; 3/1, 5/1 and 7/1 ARM. These loans have fixed FHA rates for 3, 5 and 7 years before they turn into an adjustable rate loan. In most cases the hybrid terms have lower interest rates than the 30-year FHA mortgage rates and so the monthly payment is lower are well. The risk of course is that adjustable rates will be quite a bit higher by the time the loan converts to a variable rate and at that point the borrower would end up paying the bank a lot more in interest when compared to a the 30-year FHA rate

Lock into the lowest FHA streamline rate now while you can get a 30-year fixed rate loan at 3.5%.

We guarantee the best FHA mortgage rates for streamline refinance in the United States.